*NEW* Oregon Flex – Down Payment Assistance Program

***NEW OREGON FLEX DOWN PAYMENT ASSISTANCE PROGRAM****
Loan Types: FHA, VA, USDA, CONV
1st and 2nd Lien for DPA
Eligible Property Types: Single Family, Detached 1 units, Townhomes, Doublewide Manufactured
30 Year Fixed Purchase Only - No First Time Home Buyer Requirement
Income and purchase price limits apply
Focused Demographic: 5% of first loan amount in assistance
Standard Option: 4% of first loan amount in assistance
Term and repayment of 2nd lien is based on Borrower's income
620 Minimum Credit Score
50% Max DTI
Non Traditional Credit is not allowed
If First Time Home Buyer - Homebuyer Education required
For Conventional Loans: Pest and Dry Rot Inspections Required
HAVE QUESTIONS? PLEASE CALL US :)
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Need A Quick Pre-Approval? https://apply.fairwaymc.com/signup?referrerId=noelsfairwaymc.com&loanType=MORTGAGE
We're available!
The Smith Group
SmithGroup@fairwaymc.com
208.406.2451

Reviews

"Noel was very responsive and always took the time to talk me through the process or things I didn't fully understand. I appreciate being treated with so much respect and attention to helping me work through the mortgage process. I definitely felt like Noel was helping me to get the best deal with mortgage rates and a financial situation I could afford, while helping me to purchase the home I was really wanting. One small issue that I had, if I could have put this at "mostly" great, I did feel like his assistant didn't always do her "homework" in her part of working with me. She would often confuse my accounts with financial institutions that I didn't bank with, and wasn't always clear with me on what she needed because of those errors. It just seemed demanding of requests without me understanding what she actually needed. I would have liked for her to have similar knowledge and background of my accounts and paperwork as Noel was so good with. It just became frustrating for me sometimes and took more of my personal time than it seems like it would have if she had stronger knowledge of everything. Noel was amazing with these aspects."

jennifer b

"Noel and Darcy are excellent communicators, provide sage advice and utilize technology to keep us up to date on the entire loan process. Moreover, they've earned my trust over the years which to me, means everything."

roger k

"Very responsive and supportive"

helen l