Mortgage Rates and the Market – December 8th

CONVENTIONAL 30: 6.875%......7.02% APR
CONVENTIONAL 15: 6.49%.......6.721% APR
VA 30: 6.625%.......6.905% APR
FHA 30: 6.49% .....7.306% APR
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*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home
Credit Score Used for Analysis: 780
Discount fee: 1%
This Week's News:
BLS Jobs Report showed 199k new jobs created however more revisions down from prior months. We DONT believe this report will change the Fed's course of action although Powell may have another Hawkish tone in his comments next week.
Next Week:
Monday: 10 Year Note Auction
Tuesday: Consumer Price Index, 30 Year Bond Auction
Wednesday: Producer Price index and FED Meeting
Thursday: Retail Sales
Does Your client need to offer over asking price? Show them this: https://www.smithmtg.com/presentation/99774
*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home
Credit Score Used for Analysis: 780
Discount fee: 1%
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Need A Quick Pre-Approval?......Your Home Application here: https://mtgpro.co/dr/c/coeap
Schedule a meeting with me: https://calendly.com/noels-1/30min
We're available!
The Smith Group
SmithGroup@fairwaymc.com
208.406.2451

Reviews

"Noel was very responsive and always took the time to talk me through the process or things I didn't fully understand. I appreciate being treated with so much respect and attention to helping me work through the mortgage process. I definitely felt like Noel was helping me to get the best deal with mortgage rates and a financial situation I could afford, while helping me to purchase the home I was really wanting. One small issue that I had, if I could have put this at "mostly" great, I did feel like his assistant didn't always do her "homework" in her part of working with me. She would often confuse my accounts with financial institutions that I didn't bank with, and wasn't always clear with me on what she needed because of those errors. It just seemed demanding of requests without me understanding what she actually needed. I would have liked for her to have similar knowledge and background of my accounts and paperwork as Noel was so good with. It just became frustrating for me sometimes and took more of my personal time than it seems like it would have if she had stronger knowledge of everything. Noel was amazing with these aspects."

jennifer b

"Noel and Darcy are excellent communicators, provide sage advice and utilize technology to keep us up to date on the entire loan process. Moreover, they've earned my trust over the years which to me, means everything."

roger k

"Very responsive and supportive"

helen l