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(208) 406-2451

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[email protected]

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scheduler.crosscountrymortgage.com/[email protected]

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app.crosscountrymortgage.com/signup?referrerId=noel.smithccm.com&loanType=MORTGAGE

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Buyer Presentations

Buyers Presentation

An organized and comprehensive way to display your value proposition to potential buyers. This includes showcasing the benefits and services you offer and helping buyers understand why they should choose to work with you.


Home Buyer's Guide: Strategic Solutions and Contingency Plans

Welcome to our Home Buyer's Guide! As your expert team, consisting of a dedicated Buyer's Agent and an experienced Lender, we are committed to ensuring a seamless and successful transition into homeownership. We pride ourselves on a strategic, cooperative approach that significantly enhances your buying experience.


Expert Guidance and Tailored Support

From Your Buyer's Agent:

  • Market Insights: They provide essential insights into current market dynamics and property values, equipping you with the knowledge to make well-informed decisions.
  • Personalized Home Selection: I will use his thorough market understanding to guide you to properties that meet your needs and desires.
  • Strategic Bidding: With their guidance, you'll be prepared to place compelling offers that stand out in a competitive market, increasing your chances of acquiring your ideal home.

From Your Lender, Noel Smith:

Proactive Contingency Plans for Every Scenario

  • Tight Inventory creates High Competition: Our Digital Offer Process is designed to differentiate your offer from others, enhance transparency and efficiency, and align perfectly with your Buyer's Agent's approach to ensure your bid is compelling.
  • Low Appraisal Values: If the appraisal value is below the contract price, our Appraisal Gap Coverage plan will minimize the additional funds you need to close the gap. It accommodates various down payment levels and helps keep your purchase on track without undue financial stress.
  • Insufficient Seller Compensation: Should the seller offer lower commissions that might not cover your Buyer's Agent's fees, our Commission Gap Strategy provides solutions to bridge this gap, ensuring the transaction proceeds smoothly without extra costs to you.
  • High Interest Rates: In an environment of elevated rates, we implement strategies to enhance affordability, ensuring that your financial needs are met and home financing remains manageable.


Customized Financing Options: We offer a range of financial solutions tailored to your unique circumstances, ensuring affordability and simplicity throughout your home-buying process.


Together, we navigate every step of your home-buying journey, providing expert advice and innovative solutions to ensure you are well-prepared and confident. Let's turn your dream of homeownership into reality with a strong, supportive team by your side!

Reviews

"Very easy to work with, great communication, very helpful with any questions we had as first time home buyers. Will highly recommend Noel and his team to anyone interested in buying a house!!!!!!"

aaron m

"Everyone is so nice. They try everything they can and do as much as they can for the people trying to buy a home. I am a first time home buyer and knew little about this and Noel was happy to answer all of my questions. Also the app was so nice to have! It made uploading documents super easy. Being able to e-sign for just about everything also was great. We will definitely be using Noel and his team again for any future purchases!!"

alexus o

"It was great because Noel communicated very well! He went above and beyond to help us get everything done in this process."

skyler p

"Noel and his team have been so absolutely incredible! Knowledgeable, patient, understanding, and very willing to help. We ran into some sticky situations and Noel really helped us figure things out. I can tell he truly cares and wants what's best for me and is willing to help me achieve that."

aloura t

"Noel was always available and quick to respond and made it clear on explanation of the loan and provided different options.. he was so friendly , great person and his staff ; Darcy was also friendly, emailing and making sure we got everything in. Overall we had a really great experience . I’m so thankful and appreciate everything you did for us.. thank you so much !!!"

tamara s

"Fast responses on questions, and presented information in various formats (video, text messages, phone calls)"

andre l

"Noel and Darcy were amazing to work with. Very responsive to our questions and made the entire process very smooth. We had zero issues at closing and everything was perfectly in order. Highly recommend Noel and Darcy to anyone that may be looking for a mortgage lender."

jordan h

"Noel was very quick to respond with questions and concerns. He and his team had great customer service with a main focus on helping us. Noel was very thorough with his information and explanation of documents and information sent over."

megan h

"Very kinda and friendly went above and beyond thanks so much"

jesse b